Rewards Checking

Rewards Checking offers customers significant rewards¹:

  • High interest rate on account balances between one cent ($0.01) and $25,000. Balances over $25,000 earn a lower rate.
  • No monthly fees and no minimum balance to keep.
  • ATM fees refunded (domestic)

Rewards Checking requires a few simple actions each cycle:

  • 10 debit card transactions posted and cleared on your account each "qualification cycle".²
  • Receive monthly e-Statements.


Rewards Checking now offers the option to add Preferred Rewards benefits.

¹ If the Rewards Checking account holder does not meet all the requirements during the statement cycle, he or she will still enjoy a free checking account with free internet banking and free online bill pay, but will not receive the bonus rates of interest or refunds on ATM fees for that time period.
² The "Qualification Cycle" means a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle.
Lost or Stolen
Debit Card
If you've lost or had your debit card stolen, you can report it by calling 1-800-791-2525.
Need Insurance?
If you are looking for insurance for your home, auto, or farm, come see us at
First State Insurance
for all of your insurance needs.